NAIRI

In accordance with the Republic of Armenia Law “On Combating Money Laundering and Terrorist Financing,” the Company may request additional documents or information from the client based on the “Know Your Customer” (KYC) principle, as well as ask additional questions during verbal communication, for the purpose of proper client due diligence.

The type, class, and/or subclass of insurance, the procedure and conditions for renewal or amendment of the insurance contract, the terms, conditions, and fees for providing duplicates of the insurance contract, certificates, and other information during the term of the policy, as well as the cases and conditions for early termination and cancellation of the insurance contract, including the amount and calculation method of the insurance premium refundable to the insured, are specified in the Terms attached below.