Health insurance is one of the fastest-growing and most in-demand types of coverage worldwide. In developed countries, it has become an essential part of daily life, with monthly premiums as routine as utility bills. In our country, the number of individuals opting for health insurance continues to rise. It's particularly encouraging to see a growing preference for voluntary health insurance, indicating that more people are recognizing its value and, through firsthand experience, realizing its financial benefits.
If your workplace offers a corporate health insurance plan, that's a great benefit. However, if that's not available and you value the health of yourself and your loved ones, investing in health insurance is worth considering.
Let’s try some simple calculations. For Nairi Insurance’s plan, Medical Check-Up+, you pay 25,000 drams a year. In return, you receive consultations from specialists such as an ophthalmologist, therapist, and gynaecologist, along with nine laboratory and diagnostic tests, including ultrasounds of the thyroid, abdominal and pelvic organs, and mammograms. Now, let’s summarize the cost of the consultations and tests.
As a result, the total cost will be around 70,000 to 90,000 drams on average, depending on the healthcare centre you choose for these services. This is just a simple example to demonstrate how insurance can help you save on health expenses. The same pattern applies to higher-cost packages.
Insurance plays a key role in maintaining health and preventing diseases. Without an insurance plan, you might skip important annual check-ups, viewing them as an unnecessary expense. The same goes for seeking medical care for various health concerns or symptoms. With health insurance, individuals can visit a doctor with peace of mind, knowing that their family’s budget won’t be affected by medical issues.
Stay healthy and safe.