With us it's safe
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AMD 3.500.000 | per each injured person, | |
AMD 35.000.000 | per each insurance event. In case of property damages | |
AMD 2.500.000 | per each injured property, | |
AMD 25.000.000 | per each insurance event. |
Minimum Limit | 45,000 AMD | |
Maximum Limit | 97,000 AMD |
From 11 months to 1 year included | 1 | |
From 10 to 11 months included | 0.95 | |
From 9 to 10 months included | 0.85 | |
From 8 to 9 months included | 0.77 | |
From 7 to 8 months included | 0.7 | |
From 6 to 7 months included | 0.65 | |
From 5 to 6 months included | 0.6 | |
From 4 to 5 months included | 0.5 | |
From 3 to 4 months included | 0.4 | |
From 2 to 3 months included | 0.33 | |
From 1 to 2 months included | 0.25 | |
From 16 days to 1 month included | 0.2 | |
From 11 to 15 days included | 0.12 | |
10 days | 0.09 |
Depending on the circumstances, additional documents and information may be required.
The company may request additional documents or other information from the customer based on the "Know your customer" principle, as well as the Company may ask additional questions during communication, for the purpose of due diligence of the customer defined by the RA Law "On Combating Money Laundering and Terrorist Financing".
The type of insurance, insurance class and (or) sub-class, the procedure and conditions for revising and reformulating the insurance contract, the conditions, terms and rates for providing copies of the contract, references and other information during the validity of the insurance contract, as well as the cases and conditions of early termination and termination of the insurance contract, including the amount of insurance premiums to be returned to the policyholder and the calculation procedure are presented in the Terms attached below.
A CMTPL contract can be purchased for a minimum timeframe of three months for the vehicles registered in RA and for ten days for the vehicles that have no RA registration. The maximum timeframe of the contract is one year.
The insurance premium is calculated based on the following factors:
Bonus-Malus is a system of discounts and insurance surcharges in CMTPL field.
Registering a motor vehicle accident
An accident is registered through an agreed-upon arrangement if the following conditions are present:
Required steps
Drivers have to take the following steps to register road accidents
Standard procedure for registering accidents
When the aforementioned conditions are not present, the road accident is registered by the road police. This procedure requires the following steps.
To get the refund, one should submit a complete application form along with required documents.
Simplified reimbursement procedure
It takes between 6 and 17 days to get reimbursed. It takes 17 working days only when the parties have used all available appeal types.
Standard reimbursement procedure
It takes between 10 and 41 days to get reimbursed. It takes 41 working days only when the parties have used all available appeal types.
The family members of the vehicle owner or tenant will not receive the reimbursement of the car damage.
The following programmes are meant for these kinds of cases.
To cover property damage
To cover the injuries caused to the driver held accountable for the accident
An appeal application should be completed.